Written by Financial Fortify Team

Last Updated on January 19, 2021

NOTICE: Please read the Disclaimer set forth below, which is legally binding. By browsing or using this website and/or by using any of our current or future services, you agree to be bound by this Disclaimer and our Privacy Policy and Terms and Conditions. If you do not agree with all these terms of use, then you are prohibited from using the site and must discontinue use immediately.

This website is for education purposes only. We do not intend to provide financial advice or recommendations. If you are seeking financial advice specific to your situation, please contact a certified financial planner.

The tax systems available to compute your net salary on this website are not necessarily fully accurate but are a simplified version of the overall system. For more detail on how the tax system works, please refer to the respective Government website. While we did our utmost effort to ensure that all information is factual and up to date, there may be errors. The data used in our tools is borrowed from the esteemed work of recognized statistical bodies. We do our utmost to periodically update this data on our website. However, we disassociate ourselves from any factual or untimely error.

The mathematical computations used to estimate your monthly savings to reach your goals are simplification of a complex task. Prior to making any decisions based on the content on the website, we recommend that you do your own research or appoint someone to do the research for you. By using this website, you agree and acknowledge that the information conveyed by this website is solely for educational purposes and any decisions you make based on this information are at your own risk.

All uncited research on this website was produced by us, the website owners, in our own personal capacity, and where reference is made to other academic papers, articles, pieces of research or data, the owner of the content is cited accordingly. If you perceive that we have mistakenly replicated content from another source without providing the appropriate recognition, please inform us immediately at info@financialfortify.com.


We reiterate that the purpose of this website is to provide you with valuable educational content so that you can make more informed financial decisions, and it is thus in our interest to ensure that this goal is fulfilled. Therefore, we limit the links to third party websites to those which we truly deem will provide you with some value. Whenever we agree to a paid partnership with third party websites, this will be clearly documented in this Disclaimer. However, we cease to assume responsibility for any content found on or accessed through any links to third party websites. We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.

This website may contain sponsored posts, in which a small compensation is received for publishing externally created content. When we host these posts, this will be explicitly indicated.


This Disclaimer can be updated without notification, but we will make a reasonable effort to provide 30 days’ prior notice prior to invoking any material revisions. The latest date when this Disclaimer was last revised will always be inscribed at the top of this page. It is your responsibility to check for updates, since your use of this website after any updates have taken effect will continue to be bound by this Disclaimer.

We may make periodic changes to the materials contained on this website at any time without prior notice. The website does not, however, make any commitment to update the materials.


We use reasonable endeavors to ensure that the data on the Website is accurate and to correct any errors or omissions as soon as practicable after being notified of them. However, we do not guarantee that the Website will be fault free and we do not accept liability for any errors or omissions.

We do not give any warranty that the Website is free from viruses or anything else which may have a harmful effect on any technology.

To the maximum extent permitted by applicable law, in no event shall we be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, loss of data or other information, for business interruption, for personal injury, loss of privacy arising out of or in any way related to the use of or inability to use the website, third-party software and/or third-party hardware used with the website, or otherwise in connection with any provision of this Terms), even we have been advised of the possibility of such damages and even if the remedy fails of its essential purpose.

Some states do not allow the exclusion of implied warranties or limitation of liability for incidental or consequential damages, which means that some of the above limitations may not apply. In these states, each party's liability will be limited to the greatest extent permitted by law.


Unless otherwise indicated, the website is our proprietary property and all source code, databases, functionality, software, website designs, tools and media on the website (collectively, the “Content”) as well as the website domain and logo are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws in our jurisdiction.